One operating system. Two ways to move EBITDA.
Neko is organized into two module families. Revenue expansion modules help producers retain and round accounts and place business faster. Cost reduction modules remove the manual document, comparison, and service work that drags on margin. Live modules are in service today; the rest are clearly labeled as private beta or roadmap.
Revenue expansion
Modules that help producers retain accounts, round accounts, place business faster, and win more revenue.
Builds cleaner submission packages from client data, applications, and supporting documents so producers spend less time assembling and more time placing.
New-business conversion
Submission package assembly from client data, applications, and supporting documents
Faster quote turnaround, stronger underwriter response, and better new-business conversion.
Prioritizes accounts by renewal risk using premium movement, claims activity, market conditions, and producer context.
Retention
Renewal prioritization from premium movement, claims activity, and market signals
Earlier outreach, higher retention, and fewer surprise non-renewals.
Reads existing policies and flags missing coverage, weak limits, exclusions, and cross-sell opportunities.
Account rounding
Coverage gap and cross-sell detection across in-force policies
Higher account-rounding revenue and more consultative producer conversations.
Maps a submission against carrier appetite, class, geography, revenue band, and prior loss history.
Placement win rate
Submission-to-appetite matching across carriers
Better placement strategy and less wasted time sending risks to the wrong markets.
Generates client-ready renewal communication before accounts become urgent, so retention work happens on schedule instead of under pressure.
Retention
Pre-renewal client communication generated before accounts become urgent
Stronger retention motion and a more consistent client experience.
Cost reduction
Modules that reduce manual review, repetitive writing, spreadsheet work, and back-office service load.
Compares prior-year and current submissions to surface material changes, missing data, financial deltas, claims movement, and underwriting flips — cited to the source document.
Renewal diligence time
Prior-year vs. current submission review
Cuts renewal diligence time and reduces rework.
Compares an expiring policy against competing carrier quotes, normalizes coverage terms, flags gaps and enhancements, and generates producer-ready talking points.
Comparison time
Expiring policy vs. competing carrier quotes
Reduces comparison work and supports stronger client recommendations.
Turns renewal details, premium changes, claims notes, and producer context into client-ready email drafts in seconds.
Account-manager writing time
Client renewal communication drafting
Reduces repetitive account-manager writing and improves consistency.
Models the cost of manual renewal, submission, comparison, and service work across headcount, volume, and hourly burden.
Automation prioritization
Manual-work cost measurement
Identifies the highest-value automation opportunities.
Compares policy forms, exclusions, sublimits, retentions, and endorsements side by side across D&O, EPL, cyber, property, and excess placements.
Coverage review time
Side-by-side policy form comparison
Reduces coverage review time and improves documentation quality.
Future modules for COI generation, claims intake, endorsement processing, commission reconciliation, and E&S compliance documentation.
Back-office service load
COI, claims intake, endorsement, and reconciliation automation
Reduces back-office service burden after acquisition or during growth.