Your book is worth more than you're earning from it.
Every hour your best people spend reading PDFs, chasing submissions, and rebuilding spreadsheets is an hour not spent on revenue. Neko closes the gap and makes your brokerage easier to acquire, integrate, and scale.
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Four workflows. Hundreds of hours. Revenue left on the table every month.
The same tasks consume your best people on every account, every renewal. Each one is done manually in hours. Each one is a missed opportunity to do more with the same team.
Policy gap analysis
Coverage gaps found at claim time, not renewal time. The analysis that would have caught them takes 3–6 hours per policy — so most accounts never get it.
Submission prep
~40% of submissions arrive at carriers incomplete. Every round-trip adds days. Slower quotes mean delayed commission and frustrated clients.
Limits analysis
Defaulting to prior-year limits leaves upsell on the table and exposes you to E&O. The right analysis is skipped on most accounts because nobody has time.
Loss run review
Scanned PDFs from prior carriers, always arriving at the worst possible time. Manual extraction, informal benchmarking, narrative written from scratch — every time.
Hours of manual work. Minutes with Neko.
AI handles the extraction, formatting, and analysis. Your team focuses on the relationship and the recommendation, the work that actually grows the book.
Account manager reads a 90-page D&O policy manually, cross-referencing exclusions against the client's cap table. Output varies. No audit trail. Most accounts never get this analysis at all.
Gap report in 20 minutes. Plain-English exclusion summary, severity ranking, recommended endorsements — ready to hand to the client. Every account, every renewal.
Producer chases missing items for a week. Submission goes to carrier incomplete. Underwriter sends it back. Renewal slips. Commission waits. ~40% of submissions arrive incomplete.
Complete submission in 15 minutes. Completeness check, draft narrative, and missing-items follow-up written automatically from client intake. First-pass complete.
Limits recommendation defaults to last year. The upsell opportunity — and the E&O protection — never materializes. Client is underinsured. Broker is exposed. The analysis exists. Nobody has time to do it.
Limits recommendation in 10 minutes. Exposure model, sector benchmarks, and documented rationale — on every account. More revenue, better E&O protection.
Easier to acquire. Easier to integrate. Easier to scale.
Operational efficiency isn't just a cost story. It's a valuation story. Brokerages with clean, repeatable, AI-augmented workflows command better multiples — and are harder to displace.
Producers write and retain more business when they're not buried in document work. Revenue grows. The team stays the same size.
Clean operations, documented workflows, and measurable margin expansion tell a clearer story at the table. Better multiple. Faster diligence.
Brokerages that implement AI now will be the platform. Brokerages that don't will be the bolt-on — at a discount. The window to move is now.
"Policy reading is mindnumbing. Forty pages, every account. It's the work nobody wants to do but everyone has to."
— Cyber underwriter, specialty lines
Free consultation. We only work with you if the ROI is real.
Neko runs a free workflow audit for qualifying brokerages. If AI can move your P&L, we'll show you exactly how — and what it's worth. If it can't, we'll tell you that too.
Leave your email and we'll reach out to schedule a call. 3 spots currently open for the upcoming cohort.